Life Australia

About

We compare the major insurers and find you the most competitive priced policies.

We deal in the following insurances:

Term life insurance provides a cash lump sum in the event of death of the life insured. Some policies pay on the diagnosis of a terminal illness. Cover normally applies immediately to any cause of death with the exception of suicide occurring within the first 13 months. Premiums generally increase each year as you get older.

Total & Permanent Disability cover provides a lump sum in the event that the person insured becomes totally or permanently disabled. It is designed to help discharge any outstanding loans you might have and also help with your ongoing living expenses while you are disabled.

Income Protection insurance provides an income stream should you become unable to work due to an injury or sickness. Benefits are paid monthly, not as a lump sum. The amount of cover is restricted normally to 75% of your gross salary. Premiums are tax deductible.

Trauma insurance pays the person insured a lump sum in the event that you suffer a major injury or illness such as cancer. This type of cover is designed to help you cover medical expenses associated with the trauma and other costs that your family may be exposed to. Also, this cover can often be combined with Life and/or TPD cover.