Mortgage Choice: Steve Hodgkinson

About

Your local Mortgage Broker in Applecross, Attadale and Winthrop.

At Mortgage Choice we can help with:

1. Home loans for first home owners

2. Investment home loans

3. Refinancing options for existing loans

4. Home purchase loans

5. Personal loans for that holiday you've always wanted or for the boat/caravan for a weekend adventure

6. Car loans for business or pleasure

7. Equipment loans for small, medium or large business

8. Home building and car insurance

9. Loan Protection insurance

Finance for Self Managed Super Funds

Mortgage Choice has a range of loan products available from our panel of lenders that Self Managed Super Funds ("SMSF's") can use to acquire property. We compare the available loans against your SMSF's finance needs to find the loan option that best suits the investment requirements and objectives of your SMSF.

A few of the advantages of using a SMSF to purchase property in Australia are:

a. As the trustee you control the investment strategy of your super;

b. You can invest in residential and commercial property as well as other assets;

c. Income tax on investment income including rental income is presently only 15%;

d. If constructed property the interest expense on a loan used to acquire a rental property by a SMSF may offset income tax and contribution tax liabilities;

e. If an investment asset such as an investment property is held for more than 12 months then Capital Gains can presently be discounted by 33 1/3%. In addition, no Capital Gains Tax is presently payable if the investment asset is sold when the SMSF is in the pension phase.

For those clients that require assistance with establishing a SMSF, or require assistance with the formation of an investment strategy or with tax compliance issues, we have existing referral partners with professional Financial Planners and Accountants. So if you are interested in finding out more about starting up your own SMSF, just give us a call and we will help you with putting you in contact with all of the products and professionals you need to start your SMSF!

I look forward to working with you to achieve your finance goals - please contact me at the details above. I am able to meet with you at a time convenient to you in our offices in Myaree or at a location of your choosing.